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Licence 3275
of October 16, 1997
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Home / To Individuals / Deposits

PRIVATE CLIENTS' TIME DEPOSITS IN RUSSIAN RUBLES, US DOLLARS AND EUROS

Private clients' deposit rates in U.S. dollars (% per annum)

Type of Transaction

31 - 90 days

91 - 180 days

181 days - 1 year

Over 1 year

Time Deposit for the amount above 1,000 but less 9,499 USD 1.50 % 2.00 % 3.00 % 3.50%
Time Deposit for the amount above 9,500 but less 49,999 USD 1.75 % 2.25 % 3.25 % 3.75%
Time deposit for the amount above 50,000 USD 2.00 % 2.50% 3.50 % 4.00%
  • For deposits less than 1,000 USD demand deposit interest rate is paid.
  • Whenever a time deposit is terminated earlier than 30 days after the initial deposit the interest rate is 0%.
  • Whenever a time deposit is terminated not earlier than 31 days after the initial deposit interest is paid at 1%.


Рrivate clients’ deposit rates in Russian rubles (% per annum).

Type of Transaction

31 - 90 days

91 - 180 days

181 days - 1 year

Over 1 year

Time Deposit for the amount above 50,000 but less 1,499,999 RUR 4.50% 5.50% 6.00% 6.50%
Time deposit for the amount above 1,500,000 RUR and greater 5.00% 6.00% 6.50% 7.00%
  • For deposits less than 50,000 RUR, demand deposit interest rate is paid.
  • Whenever a time deposit is terminated earlier than 30 days after the initial deposit the interest rate is 0%.
  • Whenever a time deposit is terminated not earlier than 31 days after the initial deposit interest is paid at 1%.

Private clients’ deposit rates in Euros (% per annum)

Type of Transaction

31 - 90 days

91 - 180 days

181 days - 1 year

Over 1 year

Time Deposit for 1,000-9,499 EUR 1.50 % 2.00 % 2.50 % 3.00 %
Time Deposit for 9,500-49,999 EUR 1.75 % 2.25 % 2.75 % 3.25 %
Time Deposit for 50,000 EUR and greater 2.00 % 2.50 % 3.00 % 3.50 %
  • For deposits less than 1,000 EUR, demand deposit interest rate is paid.
  • Whenever a time deposit is terminated earlier than 30 days after the initial deposit the interest rate is 0%.
  • Whenever a time deposit is terminated not earlier than 31 days after the initial deposit interest is paid at 1%.

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