DEMAND AND TIME DEPOSITS

Garanti Bank Moscow serves corporate customers with current account products and services for cash and settlement transactions. The bank provides beneficial pricing to service commissions for high-volume current account corporate customers. It attracts time deposits from corporate customers in Russian rubles, U.S. dollars and Euros. Time deposits are available for periods of 30 days and greater.

Funds denominated in foreign currencies may be transferred to a time deposit account only from the current accounts which a client company opened with the bank in the same foreign currency. At maturity, the principal deposit amount and accrued interest are paid on the current currency account.

For more information about interest rates paid by Garanti Bank Moscow on time deposits of corporate customers, please contact the Customer Relations and Credit Management Department.