CASH AND SETTLEMENT SERVICES

Garanti Bank has been continually working on improving its customer service and creating new banking products and services. With the tools necessary for our customers to be provided with full financial services, from settlement and cash services to trade financing, we have been making efforts to reach the point where each client could be served with regard to his individual cash-flow characteristics. Our cash and settlement services include:

• Current account services in Russian rubles and other main currencies
• Cash and settlement services of Russian ruble and other currency accounts of resident and non-resident companies
• Settlements in Russian rubles, U.S. dollars, Euros and all main international currencies in spot and forward terms
• Payments and communications via Bank-Client, TELEX, SWIFT, and other systems

For all the bank’s services, the latest information technology is employed to offer a wide range of financial services. A relationship manager is assigned to each major client to individualize the bank’s approach, both for solving current problems and for strategic financial planning.