Committed to its customers, Garanti operates an expanding distribution network comprising 792 branches including five foreign branches (in Luxembourg, Malta and Northern Cyprus(3)) and four international representative offices (in Moscow, London, Dusseldorf and Shangai), close to 3,000 ATMs, an award winning call center and an internet & mobile bank utilizing its state-of-the-art technology.

As a universal bank with leading presence in all business lines, Garanti Bank serves to over 9 million customers in corporate, private, commercial, SME, retail and investment segments offering fully integrated financial services through its 9 financial subsidiaries including 2 subsidiary banks in the Netherlands (Garanti Bank International N.V) and Russia (Garanti Bank Moscow), payment systems, pension, leasing, factoring, brokerage and asset management. Garanti Bank International N.V was established in Amsterdam in 1990 and operates as Garanti's international trade finance bank. Garanti Bank International N.V has branche in Germany and representative offices in Turkey (Istanbul), Switzerland (Lausanne) and Ukraine (Kiev). Garanti Bank Moscow was established in 1995 and is focused on providing banking services to corporate and commercial customers in Russia.

Garanti Bank was the first bank in Turkey to start transactions in Russian Rubles between Turkey and Russian Federation. All settlements in Rubles between Garanti Bank and Garanti Bank Moscow are done directly without intermediaries.

Additional information regarding Garanti Bank and its financial subsidiaries is available at www.garanti.com.tr www.garantibank.com